اِذَا تَدَايَنۡتُمۡ بِدَيۡنٍ اِلٰٓى اَجَلٍ مُّسَمًّى فَاكۡتُبُوۡهُ۔
Two principles have been pointed out in this sentence. These are:
1. When a person carries out a business transaction on the basis of a deferred payment or loan, then a written document should be prepared when concluding that transaction, so that it can be referred to in case one person forgets the details or if there is a dispute.
2. While doing a transaction on deferred payment basis, it is necessary that the due date of its payment should be determined in advance. It is not permissible to defer the payment for an indefinite period of time because this can open the doors of dispute. That is why Muslim jurists have specified that the time limit should specify the exact date and month. It should not be left ambiguous, for example, that the payment will be made after the crop is harvested, as that can change with season.
From Ma'ariful Quran, by Mufti Muhammad Shafi Rehmatullah Elaih
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