The Quran has used two words for wasteful spending: (1) Tabdhir (تبذیر), translated as 'squandering recklessly', and (2) Israf (اسراف), extravagance. Some commentators say that both words are synonymous. Any spending in sin or disobedience or at a wrong occasion or place is called Tabdhir and Israf. There are others who refine it by saying that Tabdhir is spending in sin or on some totally unsuitable occasion or place, while Israf is spending beyond the level of need on an occasion where it is permissible to spend.
Imam al-Qurtubi RE has said spending even one Dirham where it is unlawful and impermissible according to Shariah is Tabdhir, and spending excessively on fulfilling permissible and allowed desires running the risk of becoming penniless and poor in the future is also Tabdhir. However, if someone keeps his real capital holdings safe and spends only the profit liberally to fulfil his permissible desires, then that is not included in Tabdhir.
Abstracted from Ma'ariful Quran, Interpretation of Surah Bani Isra'il, by Mufti Muhammad Shafi RE
Imam al-Qurtubi RE has said spending even one Dirham where it is unlawful and impermissible according to Shariah is Tabdhir, and spending excessively on fulfilling permissible and allowed desires running the risk of becoming penniless and poor in the future is also Tabdhir. However, if someone keeps his real capital holdings safe and spends only the profit liberally to fulfil his permissible desires, then that is not included in Tabdhir.
Abstracted from Ma'ariful Quran, Interpretation of Surah Bani Isra'il, by Mufti Muhammad Shafi RE
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