THE PREVIOUS DISCLAIMER ABOUT THE TRANSLATION OF AHADITH APPLIES HERE TOO
It is narrated in a Hadith that Rasool Allah SAW once asked the Sahaba (holy companions), "Tell me who is a Muflis (a poor person)?" The Sahaba said , "Ya Rasool Allah SAW, to our knowledge Muflis is a person who doesn't have any money." Rasool Allah SAW said, "No! A person who who doesn't have any money is not the real Muflis. The true Muflis would be the person who would come to Allah SWT's court on the Day of Judgment with a lot of virtues in his account. He would have prayed a lot of Salah (Namaz), would have recited a lot of Tasbeehat, would have recited Quran a lot, would have done Allah's zikr a lot, would have done a lot of Tableegh (preaching), and he would come to Allah's court with all these virtues in his account.
But when the scrutiny of one's good and bad deeds would start it would transpire that while he had performed lots of good deeds, he hadn't been that careful about breach of rights of other human beings. He would have hit somebody physically, would have done backbiting against someone, would have stolen money form someone, would have insulted someone, or would have said bad things about people. So even though he would had done a lot of prayers he would also have hurt a lot of people.
When he goes to Allah SWT's court he would have to face Allah's justice there. So if he had usurped other people's rights they would be given the chance the claim back their rights. But the currency of Allah's court would not be rupees or dollars, it would be virtues. So if he had caused undue harm to someone the victim would be told to take away his some of his virtues. So one person would take away his Nawafil prayers, someone would take away the thawab (reward) of his fasting, someone else would take away the rewards of his Hajj, and victims would keep taking away his virtues and rewards of good deeds until there would be no virtues left in his account. If there are still people remaining who suffered because of him they would ask Allah SWT to get them reparations for the undue harm he caused to them. Allah SWT would say that he has now run out of virtues so now you can transfer sins from your account to his account as a reparation for the harm he caused to you.
Rasool Allah SAW then said that the true Muflis would be that person who would come to Allah's court with a lot of virtuous deeds but because he had been careless with regards to rights of other human beings he would not only not get any benefit of his virtuous deeds but would end up carrying the weight of sins of others.
Hazrat then said that one should be extremely vigilant about the rights of others. Wasting other people's rights, whether in the form of stealing their money, saying bad things about them, backbiting against them, or causing them physical harm, these are such serious sins that even though other sons are forgiven after Taubah (repentance) but sins of Huqooq-ul-Ibad (rights of others) are not forgiven even after doing Taubah to Allah SWT, until and unless the person whose rights were breached forgives too.
Adapted from the talk "The greatness of the knowledge of Quran Karim", by Mufti Muhammad Taqi Usmani DB
It is narrated in a Hadith that Rasool Allah SAW once asked the Sahaba (holy companions), "Tell me who is a Muflis (a poor person)?" The Sahaba said , "Ya Rasool Allah SAW, to our knowledge Muflis is a person who doesn't have any money." Rasool Allah SAW said, "No! A person who who doesn't have any money is not the real Muflis. The true Muflis would be the person who would come to Allah SWT's court on the Day of Judgment with a lot of virtues in his account. He would have prayed a lot of Salah (Namaz), would have recited a lot of Tasbeehat, would have recited Quran a lot, would have done Allah's zikr a lot, would have done a lot of Tableegh (preaching), and he would come to Allah's court with all these virtues in his account.
But when the scrutiny of one's good and bad deeds would start it would transpire that while he had performed lots of good deeds, he hadn't been that careful about breach of rights of other human beings. He would have hit somebody physically, would have done backbiting against someone, would have stolen money form someone, would have insulted someone, or would have said bad things about people. So even though he would had done a lot of prayers he would also have hurt a lot of people.
When he goes to Allah SWT's court he would have to face Allah's justice there. So if he had usurped other people's rights they would be given the chance the claim back their rights. But the currency of Allah's court would not be rupees or dollars, it would be virtues. So if he had caused undue harm to someone the victim would be told to take away his some of his virtues. So one person would take away his Nawafil prayers, someone would take away the thawab (reward) of his fasting, someone else would take away the rewards of his Hajj, and victims would keep taking away his virtues and rewards of good deeds until there would be no virtues left in his account. If there are still people remaining who suffered because of him they would ask Allah SWT to get them reparations for the undue harm he caused to them. Allah SWT would say that he has now run out of virtues so now you can transfer sins from your account to his account as a reparation for the harm he caused to you.
Rasool Allah SAW then said that the true Muflis would be that person who would come to Allah's court with a lot of virtuous deeds but because he had been careless with regards to rights of other human beings he would not only not get any benefit of his virtuous deeds but would end up carrying the weight of sins of others.
Hazrat then said that one should be extremely vigilant about the rights of others. Wasting other people's rights, whether in the form of stealing their money, saying bad things about them, backbiting against them, or causing them physical harm, these are such serious sins that even though other sons are forgiven after Taubah (repentance) but sins of Huqooq-ul-Ibad (rights of others) are not forgiven even after doing Taubah to Allah SWT, until and unless the person whose rights were breached forgives too.
Adapted from the talk "The greatness of the knowledge of Quran Karim", by Mufti Muhammad Taqi Usmani DB
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